Comparative Financial Position of Balasore Bhadrak Central Cooperative Bank |
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Sl No |
Particulars. |
2003-04 |
2004-05 |
% of growth over Last year |
2005-06 |
% of growth over Last year |
2006-07 |
% of growth over Last year |
2007-08 (31.3.08)
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
1 |
Share Capital (Total) |
2149.54 |
2466.52 |
15 |
2988.34 |
21 |
3320.29 |
11 |
3538.87 |
2 |
Reserves. |
184.36 |
151.62 |
-18 |
286.12 |
89 |
572.06 |
100 |
1127.78 |
3 |
Own Funds ( 1+2) |
2333.90 |
2618.14 |
12 |
3274.46 |
25 |
3892.35 |
19 |
4666.65 |
4 |
Deposit (Total) |
22565.82 |
23908.55 |
6 |
26190.28 |
10 |
29901.91 |
14 |
34764.82 |
5 |
Borrowings. |
10731.94 |
13327.6 |
24 |
19578.04 |
47 |
21126.44 |
8 |
20861.82 |
6 |
Loan issued (Total) |
20472.31 |
26588.57 |
30 |
33646.92 |
27 |
39245.79 |
17 |
39440.28 |
7 |
Loan outstanding (Total) |
26131.01 |
31272.42 |
20 |
38286.79 |
22 |
43792.60 |
14 |
47213.90 |
8 |
Investment. |
8770.78 |
9514.78 |
8 |
11662.84 |
23 |
13128.64 |
13 |
14469.02 |
9 |
Cost of Management (Total) |
587.47 |
756.73 |
29 |
851.62 |
13 |
982.69 |
15 |
1065.50 |
10 |
Working Capital. |
42654.53 |
47518.52 |
11 |
57034.04 |
20 |
63331.27 |
11 |
69089.75 |
11 |
% of C.O.M. to W.C. |
1.37% |
1.59% |
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1.49% |
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1.55 |
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1.54 |
12 |
Recovery % |
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a) |
Principal |
65% |
74% |
9 |
82% |
8 |
80% |
2 |
66% |
b) |
Interest. |
70% |
78% |
8 |
86% |
10 |
88% |
2 |
85% |
13 |
KCC issued. |
206351 |
280436 |
36 |
328530 |
17 |
367104 |
12 |
403469 |
14 |
KKGC issued. |
12904 |
21789 |
69 |
36194 |
66 |
49518 |
37 |
62042 |
15 |
Swarojgar Credit Card issued. |
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a) |
Number |
0 |
194 |
194 |
1258 |
548 |
1460 |
16 |
1406 |
b) |
Amount |
0.00 |
42.85 |
0 |
293.92 |
586 |
351.48 |
20 |
345.13 |
16 |
a) SHG formed. |
1273 |
2517 |
98 |
3260 |
30 |
5852 |
80 |
7320 |
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b) Amt. of deposit mobilized. |
74.18 |
131.40 |
77 |
150.40 |
14 |
415.42 |
176 |
576.48 |
17 |
a)SHG Credit linkage. |
732 |
1241 |
70 |
1799 |
45 |
2949 |
64 |
4532 |
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b) Amt. of finance. |
121.56 |
317.97 |
162 |
412.80 |
30 |
1337.07 |
224 |
1473.96 |
18 |
a) No. of TFG organized. |
0 |
0 |
0 |
232 |
0 |
845 |
264 |
1032 |
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b) No. of TFG credit linkage |
0 |
0 |
0 |
80 |
0 |
362 |
353 |
385 |
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c) Amount of credit linkage |
0.00 |
0.00 |
0 |
20.43 |
0 |
119.26 |
484 |
192.74 |
19 |
Loan issued under Kitchen kits. |
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a) Number. |
0 |
0 |
0 |
275 |
0 |
3017 |
997 |
405 |
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b) Amount |
0.00 |
0.00 |
0.00 |
8.98 |
0.00 |
153.03 |
1604 |
18.20 |
20 |
Amount of N.P.A. |
5774.54 |
4144.75 |
-28 |
3720.85 |
-10 |
4141.41 |
11 |
5022.27 |
21 |
Percentage of NPA to loan outstanding. |
22% |
13% |
-40 |
9% |
-28 |
9% |
-1 |
10.63% |
22 |
Net NPA to loan outstanding. |
17.55 |
8.91 |
-49 |
5% |
-99 |
5% |
-1 |
6.07% |
23 |
Per Employee Business |
169.97 |
197.07 |
16 |
246.09 |
25 |
298.35 |
21 |
281.37 |
24 |
Per Branch Productivity |
1623.23 |
1839.40 |
13 |
2149.23 |
17 |
2456.48 |
14 |
2719.95 |
25 |
Market Share of Deposit |
14% |
15% |
1 |
14% |
-1 |
13% |
-4 |
N.A. |
26 |
Market Share of Loans &Advances |
23% |
21% |
-2 |
21% |
0 |
20% |
-4 |
N.A. |
27 |
Market Share of Crop Loan |
78% |
73% |
-5 |
83% |
10 |
81% |
-3 |
N.A. |
28 |
CD Ratio |
115% |
128% |
13 |
146% |
14 |
141% |
-4 |
141.52 |
29 |
Crop Loan Finance |
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a) |
Member |
97279 |
132152 |
36 |
180888 |
37 |
189084 |
5 |
182436 |
b) |
Amount |
8485.53 |
14270.55 |
68 |
22491.87 |
58 |
25833.60 |
15 |
26005.77 |
30 |
Profit |
156.77 |
191.46 |
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211.53 |
10 |
227.95 |
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215.37 |
